My Qualifications

Mortgage Banking and Wholesale Broker
NMLS #239185  - Lending in 48 States
First Choice Loan Services, Inc. NMLS #210764
First Choice Bank NMLS #177877

Phone: (303) 482-5983   Fax: (303) 951-5839



Seeking to serve home buyers, home owners and their real estate professionals for all their home financing needs across all 50 states.   My company has provided home loans with a strong reputation for customer service and unmatched integrity. We can provide both mortgage banking and mortgage wholesale funding channels while insuring quality service, consistent and responsive communication, and excellent loan terms. Please utilize my 20+ years of real estate experience for your next home loan. I am ready to earn your business.


Jul 2004
 Jun 2013     

Mortgage Banking - 
First Choice  Loan Services, A subsidary of First Choice Bank

Offering Jumbo VA, FHA, and Conventional loans for Purchase and Refinance Transactions in all 50 states.  Strong experience in assisting home buyers through all phases of the real estate purchase transaction.  7 Day availability for questions, rate quotes and pre approvals.

 Sr. Mortgage Broker /Banker
Goldwater Bank and
Jumbo Home
San Diego, California

Providing full product range of Wholesale and Correspondent banking services to existing Real Estate Agent and Customer base. Proficient in all types of financing for purchase and refinance transactions including Conventional, FHA and VA loan types.

  • Strong phone skills in working with new prospects
  • Timely contact and follow up with agents, borrowers and third party partners
  • Fully licensed and compliant through NMLS
  • Full product knowledge for all loan types
 Dec 1999
 Jun 2004    

Loan Officer/Branch Manager
General Mortgage
Murrieta, Ca

In House Loan Officer for Coldwell Banker office of 50+ agents. Worked directly with agents and borrowers in structuring best loan terms for Conventional, FHA and VA financing. Managed administrative staff and loan officers at branch.

  • Highly accountable for timely closings.
  • Led weekly meetings with agents.
  • Responsible for new agent training.
 May 1991
 Nov 1999    

Real Estate Broker
Baldwin Realty - Century 21
San Diego, California

Worked as licensed Real Estate agent in operation of corporate relocation and REO divisions. Managed Real Estate offices in Temecula, CA and Palm Springs, CA. Responsible for assisting relocating corporate executives and marketing and sale of REO properties.

 Oct 1988
 Aug 1991    

Customer Service Manager
Southland Title
San Diego, CA

Responsible for managing staff of 13 CSR's and supporting outside sales force.


 Sep 1983
 Jun 1988    

Cal Poly Pomona
Pomona, California
Bachelor of Science - Finance, Real Estate, Business Law


  • California Real Estate Broker's License 01127223
  • NMLS Certified Loan Officer # 239185
  • Colorado Mortgage Brokers License LMB100027540



Proficient or experienced in a wide variety of software including Calyx Point, Microsoft Word, Excel, and various proprietary AU systems.



Available upon request